Mr. Hemant R. Karnik is a Non-Executive Independent Director of our Company. He has completed Master’s in Commerce from Mumbai University. Mr. Karnik is a financial professional with 32 years of experience spanning functions of Banking & Corporate Finance. He is retired from the position of Head- SMEs & GM- Branches at The Saraswat Co-op Bank Ltd. During his career, this helped him to earn eight merit promotion and numerous awards.